Do the premiums in the link below appear to be close to what one would expect to pay for a $250,000 term life insurance policy?

https://www.valuepenguin.com/a...-life-insurance#nogo

I go with a plan through work. I have $336,000 for $22/month. I am 35. That is in addition to life insurance of 2x my salary, provided by my employer.

If I die on the job, it’s a completely different can of worms.

As sort of a rough average, it seems ok.
If you look at the categories ("preferred plus", "preferred", "select", "standard"), the costs vary quite a bit based on where you fall.

Here's one that gives you an immediate estimate without requiring you to give up personal information - use a slightly different birthday if you'd like:
https://www.tiaa.org/public/pr...r-tools/quote-legacy

Looks about right to me.

Looks pretty decent to me. I buy SGLI through the military, a $400,000 policy for $29/month. Told my wife to go buy her a new Ferrari if she ends up collecting on it.

Thanks guys.

Most Life Insurance companies will have a Term calculator on their website and you can get a quote.

This is my area of expertise, NEVER count on employer sponsored life insurance. Your family's protection should not be a the whim of your HR department. Buy an individual policy, use your employee benefits to supplement your individually owned policy.

If I may borrow this thread, can someone recommend say the top 5 most reputable companies to buy life insurance through? I'd prefer something simple, straightforward, maybe $100k-$250k coverage, without a lot of hoops to jump through i.e. every sort of blood test/physical/history known to man etc.

No, that looks high.

I just went through this with AIG, got a 20 year term plan for $1MM, am between 40 and 45, and am paying $57.12/ month.

quote:

Originally posted by Outnumbered:
If I may borrow this thread, can someone recommend say the top 5 most reputable companies to buy life insurance through? I'd prefer something simple, straightforward, maybe $100k-$250k coverage, without a lot of hoops to jump through i.e. every sort of blood test/physical/history known to man etc.

If you go through your insurance company (i.e. State Farm), most do not require blood work for policies under $150K. Also, if you find a local insurance broker, they typically do not require blood work for policies less that 15 years and $250,000 or less. At least that is what I found here in the Carolinas.