January 04, 2026, 02:25 PM
KMitch200Home owners insurance, What a ripoff.
So many stories of people having to fight tooth and nail for coverage they’ve paid a handsome price for.
I can’t imagine what a gut punch it is when your home is damaged badly and the agent wants to play, “Lets fuck this guy!”
UGGHH! Just saying the word
insurance makes throw up in my mouth a little.
January 24, 2026, 05:13 PM
RichardCquote:
Originally posted by Georgeair:
quote:
Originally posted by RichardC:
Well, the ball's in your court.
Well played, sir.
Nice return, player.
January 24, 2026, 05:20 PM
Rey HRHquote:
Originally posted by bigwagon:
You want to talk about a scam. About a year ago we had to get a new homeowner's policy on a second home we own in Savannah, GA. Two companies denied writing a policy because we had filed a claim on our primary residency in Wisconsin within the previous 3 years, despite never having filed any claim on the GA property. That is basically saying, since you are the kind of person who expects to actually use the policy we sold you, we're not interested in doing business with you.
That's what I'm afraid of. I think of insurance as catastrophic coverage. But where I'm currently living, people seem to see it as a way to cover their roofing expense and it's gotten more expensive over time. I understand it went from $8,000 to reroof a whole house to $18,000.
My neighbor seems to have gotten his roof done two years in a row. He says the roofing company goes to bat for him and hires a third party arbitrator. He says he's going to dump his insurance before they dump him.
I think you can never get ahead with insurance companies.