My partner and I brought a small house in Ireland. We live in the US. I am not near retirement. The plan is to use this as a vacation house. Wondering is anyone knows about international health insurance and if it'd make sense/be possible for us to get health insurance in Ireland without being a citizen
Posts: 2638 | Location: CT | Registered: October 06, 2010
If you are staying less than 90 days at a time I think medical travel insurance might be the cheapest option. I know in Germany if you are older medical insurance can run $800 and higher per month if you are a foreign resident there and it is required if you reside there.
Posts: 3978 | Location: FL, GA,HB, and all points beyond | Registered: February 10, 2010
I would imagine it may vary by country. But when I was often in France on business I had no trouble finding a supplemental policy to cover my time there. In actuality the local gov't coverage would have been provided for me, but anyone with a brain bought their way into coverage that allowed you to go to a the higher priced 'American' system.
“So in war, the way is to avoid what is strong, and strike at what is weak.”
Look into Christian Healthcare Ministry and other similar groups. We get our coverage through them as we are retired but too young for Medicare.
Chministries.com
It isn't insurance but amounts to the same thing pretty much. It does cover us anywhere in the world. We pay (or set up a payment plan) with the provider, then send receipts in to CHM for reimbursement.
There's no in or out of network. Just a $1000 deductible per event. So we pay out of pocket for all the normal minor stuff, but have good coverage for the rare expensive stuff.
They do have a 2 yr exclusion for pre-existing conditions.
We pay about $275 per person per month for no-limits coverage.
Posts: 9919 | Location: On the mountain off the grid | Registered: February 25, 2002
