Each of the last 3 years, $1000+ increase every year. 2025 will be $436.50 a month. That’s more than my car payment. Millions moved here..fun times. Between homeowners and property taxes, I’m now at $1000 a month. That’s not even my mortgage payment. All these Californians moved here and all I get out of it is more traffic, LA traffic, increased utility bills, increased homeowners insurance, increased auto insurance, and increased property taxes. IE, nothing but lose, lose, lose, lose. God help you if they invade your area. GO BACK TO FUCKING CALIFORNIA!!!!!!!

Yes they are escapeing Commiefornia and after moving into your area they are trying to get the same services and benifits that they had before they moved into your area which is costing you and your long time neighbors more and more money. .......................... drill sgt.

I promise to stay away. Right now any permanent move will be to SD.

But they all moved there because there is NO state income tax ?

quote:

Originally posted by jgerge222:
But they all moved there because there is NO state income tax ?

In return, they have higher property and sales tax.

As a former Texan, I point that out anytime someone crows about how Texas is great because it has no income tax.

They're going to get their money one way or another.

quote:

Originally posted by Prefontaine:
Each of the last 3 years, $1000+ increase every year. 2025 will be $436.50 a month. That’s more than my car payment. Millions moved here..fun times. Between homeowners and property taxes, I’m now at $1000 a month. That’s not even my mortgage payment......

$5,000 a year for homeowners insurance? Have you looked into just liability and dropping coverage on the house itself?

Over $500 per month for property tax? I'm upset with mine being $1,600 a year. You need to get some of the Cali transplants to help you initiate a Texas Proposition 13.

quote:

Originally posted by RogueJSK:

quote:

Originally posted by jgerge222:
But they all moved there because there is NO state income tax ?

In return, they have higher property and sales tax.

As a former Texan, I point that out anytime someone crows about how Texas is great because it has no income tax.

They're going to get their money one way or another.

Rogue is 100%. That’s exactly how it is. No state income tax? Buy a home, and get a taste of TexFornia property taxes. Suddenly, you’d be happy as shit to be living in another state WITH state income tax. I have rural property in another state that has state income tax and it’s still way cheaper overall there because property taxes and homeowners is NOT like Texfornia. And that also includes personal property taxes on all my vehicles every year which I’m not used to paying. Still way better cost of living once I can move. Fucking TexFornia property tax and homeowners insurance will put you in the poor house. The delta between cost of living in Commiefornia and TexFornia has narrowed significantly. Ain’t no sweet deal no more. Those days are long past over. Houses in Austin and Dallas are Cali priced now, especially Austin. A guy who is like my little brother, lives in Austin proper. His neighborhood was blue collar when it was built in the 60’s. It was somewhere around 7 years ago when he told me his property taxes are now $1000 a month. I don’t have the courage to ask him what he is paying now for that or insurance. Probably double.

I was out riding my MX bike around the neighborhood last night and stopped and talked with this nice old man who lives around the corner from me. Him and his wife are really good people. Then a guy who lives a few streets over was walking with his son and he wanted to bullshit and stopped and talked to us. He’s paying $11k, and $7k for property taxes and homeowners insurance. $18k, and that isn’t even his mortgage if he even has one. $1500 a month for zero benefit. It’s not like you can take a deduction on your IRS return for insane homeowners insurance. He said he has a $200k house in rural Tennessee he “was” pondering selling but has kept it because of this. I told him I’d be moving pronto.

If anyone has a few hundred grand to loan I’ll take it so I can build my Morton and get the fuck out of here. That’s why I’m still here, grinding, so I can get out. I’m native, was born here, raised myself here and I can’t wait to leave and never come back, ever. Got damn 100 degree heat and humidity for most of the year. Your AC cuts out in the summer and you can’t get someone to fix it pronto, you have to go rent a motel room it’s that hot. Lakes are mud bottom and filthy water. I mean dirty ass water. You need to hose yourself off after and you don’t want none of that lake water going up your nose or down your throat. No mountains, canyons, or anything outdoors worth got damn anything around DFW, not in hundreds of miles either. Zilch. Flat as a board, windy as fuck, humid as fuck, and heatstroke shit. I do not have a clue why all these fuckers have infiltrated. I understand moving to Denver or Colorado in general. I understand Idaho too. Some great outdoors there, great natural lakes. But Dallas, Houston? Really? There isn’t anything to do here but sit on your ass. Sit on your ass under HVAC to go out to eat, drink, sporting event. That’s it. Van Alstyne is 30 minutes north of me and they are going from 3000 population to 30,000 within 2 years. They are building shit all the way to the Oklahoma border. DFW is projected to tie Chicago for #3 largest metro in the US by 2028. Then tie LA for #2 metro in the entire US by 2030. Stick a mother fucking fork in this place, it’s done. If I had the $ I’d already be gone. I fucking detest living here now. It was fine when cost of living was decent and when I had my rural roads to ride. Those rural roads are all subdivisions now and it’s way out in the sticks. Everything I valued has been taken away from me. And now the fix is in on taxes and insurance. I really don’t know how I’m going to put up with this place in 2025 and 2026 as I have to earn the $ I need so I can build my place out of state, sell this one, and square up. It’s fucking certifiable.

^ My aunt in Austin has been in the same house since sometime around 90-92.
House went from low/mid 100k to mid $1M in that span.
Knockdowns in their neighborhood are listed for $2-3M
Unreal

If I were to leave TX, I'd be following your wheeltracks.
Had a work trip that direction & thought it pleasant [hyper rural town with fewer people than live on my street].

quote:

Originally posted by ridewv:

$5,000 a year for homeowners insurance? Have you looked into just liability and dropping coverage on the house itself?

Over $500 per month for property tax? I'm upset with mine being $1,600 a year. You need to get some of the Cali transplants to help you initiate a Texas Proposition 13.

2024, $4,126 for the year. 2025, $5,238. I think 2023, it was $3k, 2022 it was $2k. Every year it goes up $1,000 now. I can’t drop coverage, no. I have a mortgage and we get inclement weather here. I already use a broker for all my insurance policies and I trust them. Been with them a long time. The only solution is to move. There are going to be a lot of sore ass people here once their renewals hit. Mine is every year around this time as my main policies renew in January. So this is when I find out the bad news. Years past it was 50/50 as my broker would find a killer deal and I’d get the call that my shit is going down. Those days are long gone, and gone forever. DFW area people make too many claims and a lot of it is petty. They overuse their insurance and it’s a key factor on why the shit is this expensive now. The insurance carriers have deemed it Florida, severe weather state, and even if you don’t make claims and handle your shit properly, you are getting taxed for whatever everyone else is doing. A neighbor down the street *cough* had some kind of water filtration going on. But it was inside. Apparently it leaked and ruined the entire first floor, even though they are home most of the time. Next thing you know there are trucks there everyday, remodeling trucks. They replaced their windows with larger windows, much larger, huge fucking windows like they want to be on display. I don’t know for certain but my gut tells me that whole deal was fraud. I won’t elaborate on what else I know about it but my constitution and belief in God almighty would prevent me from ever doing anything like that. But I have to pay for it? It’s a bitter pill to swallow.

The Commiefornia people in Austin already did that proposition. As it was told to me, a group of Cali invaders in the Austin metro banded together and went after the state on property taxes. I mean it wasn’t just them, natives as well. The entire state, cut our property taxes but if you do the math on the cut, it’ll be right back where it was in 3 years. Some of my neighbors were hooting and hollering until I explained the math and what they actually did. You get a break for 2-3 years depending on the house, square footage, etc, and it’ll be right back to where it was. They were not pleased at all. My county, by law, can raise our property taxes a max of 10% every year so take a guess what the increase is every year? Greedy fuckers. I have people at work, right now, that make a fair wage and can’t afford to buy a house here now. They refuse to do some Commiefornia commute of an hour and a half each way to work due to distance + traffic and I don’t blame them.

quote:

Originally posted by P250UA5:
^ My aunt in Austin has been in the same house since sometime around 90-92.
House went from low/mid 100k to mid $1M in that span.
Knockdowns in their neighborhood are listed for $2-3M
Unreal

If I were to leave TX, I'd be following your wheeltracks.
Had a work trip that direction & thought it pleasant [hyper rural town with fewer people than live on my street].

Yep, sounds like your Aunt could be in his neighborhood. He’s in the Allandale area. I just pulled it up on Zillow and the listings are 1 mil, 1.2 mil, 1.5 mil, 1.7 mil, 2 mil, 2.5 mil. IIRC he bought that house for like $275k. It’s just out of hand. That’s Cali prices and that’s a 1960’s neighborhood where plumbers, mechanics, etc, used to live. He talks to the old guys in the neighborhood and that’s what they’ve told him over the years. Used to be straight blue collar. Not anymore, now it’s a “you’re rich bitch” neighborhood.

Yeah my land is in a town that has a population approaching 1k and the entire county is somewhere close to 8k. I love it there man, no corporate chain stores, etc. The day I get to move will be the best day of my life and I’ll be on my knees to God thanking him. He hears it every single day in my prayers. But you know how it goes. Things don’t go along to your timeline, things happen in God’s time and you have to be wait. The wait is mighty difficult.

quote:

Originally posted by Prefontaine:

quote:

Originally posted by P250UA5:
^ My aunt in Austin has been in the same house since sometime around 90-92.
House went from low/mid 100k to mid $1M in that span.
Knockdowns in their neighborhood are listed for $2-3M
Unreal

If I were to leave TX, I'd be following your wheeltracks.
Had a work trip that direction & thought it pleasant [hyper rural town with fewer people than live on my street].

Yep, sounds like your Aunt could be in his neighborhood. He’s in the Allandale area. I just pulled it up on Zillow and the listings are 1 mil, 1.2 mil, 1.5 mil, 1.7 mil, 2 mil, 2.5 mil. IIRC he bought that house for like $275k. It’s just out of hand. That’s Cali prices and that’s a 1960’s neighborhood where plumbers, mechanics, etc, used to live. He talks to the old guys in the neighborhood and that’s what they’ve told him over the years. Used to be straight blue collar. Not anymore, now it’s a “you’re rich bitch” neighborhood.

Yeah my land is in a town that has a population approaching 1k and the entire county is somewhere close to 8k. I love it there man, no corporate chain stores, etc. The day I get to move will be the best day of my life and I’ll be on my knees to God thanking him. He hears it every single day in my prayers. But you know how it goes. Things don’t go along to your timeline, things happen in God’s time and you have to be wait. The wait is mighty difficult.

She's off Mopac in the square of 183/Mopac/2222/360
Love it there, but would never live there again.

My wife & I both want some acreage with a modest house & room to have family build their own on it.

Yeah, these filthy assholes will fuck you one way or another. If it's not this tax, it will just be another tax.

quote:

Originally posted by P250UA5:

She's off Mopac in the square of 183/Mopac/2222/360
Love it there, but would never live there again.

My wife & I both want some acreage with a modest house & room to have family build their own on it.

I started going to Austin in ‘93. Played my first professional gig there and oddly it’s more or less where I retired from the music business as the band I was opening for up until 10 years ago, is there. Lots of gigs in Austin proper. Stubbs, ACL, SXSW, even the University of Texas theatre. I loathe the place now. Used to be proper weird, and cool. Just an oversized college town that happen to have the state government in it. Now? It might as well be Dallas. It’s been many years since I’ve been there and no interest in returning.

Acreage, better buy it outside of TX. Head north, north east. Lots of states, red states, that aren’t fucked out yet by the same people. I keep that intel off the internet though. Whole channels on YT airing out the clean laundry to everyone. I miss when you had to learn shit on your own, do research, visit, and it wasn’t beamed out all over the place. Because when that happens it can get ruined. As we have learned in TX. All it takes is millions of entitled people from another state to ruin yours.

^ Yup
We've corresponded off the forum & I like your destination ideas, if I were to vacate this state.

Welcome to party, pal!

We've been fighting those fuckers off for the past 40 years.

Thanks for taking some of the heat off.

That’s crazy. I’ve heard property taxes were high in Texas but I didn’t realize they were that high. Texas has never been on my potential retirement state list and this for sure cements that, so don’t worry about this California.

How are those tax increases levied? State legislature? Ballot measures? Surely you guys and slow it somehow, no? My property taxes in CA are around $2k annually for a property that is estimated worth like 475. It has gone up all that much in 15 years we’ve owned it.

It would be interesting add up all the various state taxes. Our vehicle registration is crazy high, especially if you have something the state considers a “commercial vehicle”… you know, like a F-250.

I no longer feel bad that the insurance on the small town $25,000 rental home we bought in 2002 or so went up to $1600 from $1300. (Home value is now @$150K.) A year. And Oregon here has it's own issues with rising property taxes with Portland having insanity issues and all, but we don't have a sales tax.

"How are those tax increases levied?"

The 'state' of Texas does not have property taxes. Those are all assessed at the local level and will vary (sometimes wildly) by county. Counties like Austin, Dallas, Harris, et.al., may be significantly higher than others. In my county they collect the taxes for: City, County, School District, and County Farm to Market Roads.

quote:

Originally posted by Prefontaine:

quote:

Originally posted by ridewv:

$5,000 a year for homeowners insurance? Have you looked into just liability and dropping coverage on the house itself?

Over $500 per month for property tax? I'm upset with mine being $1,600 a year. You need to get some of the Cali transplants to help you initiate a Texas Proposition 13.

2024, $4,126 for the year. 2025, $5,238. I think 2023, it was $3k, 2022 it was $2k. Every year it goes up $1,000 now. I can’t drop coverage, no. I have a mortgage and we get inclement weather here......

With a mortgage I guess the lender requires insurance on the structure but can you raise the deductible say to $20,000?

It's hard to combat property tax and being based on property value which almost always increases, they get an automatic windfall every year. Property tax should remain revenue neutral; if it's based on market value and that value goes up 15% they should reduce the rate 15%. If the county wants more money they should have to plead their case and request it.

Property tax in WV is relatively low except in a few counties like Monongalia where the stupid people vote FOR 5 or 6 additional levies. But we have State income tax that max's out at 5%. Income tax doesn't bother me much because if I pay it I know I've made money, but paying tax year after year for the right to "own" property is insidious.

quote:

Originally posted by Redleg06:
"How are those tax increases levied?"

The 'state' of Texas does not have property taxes. Those are all assessed at the local level and will vary (sometimes wildly) by county. Counties like Austin, Dallas, Harris, et.al., may be significantly higher than others. In my county they collect the taxes for: City, County, School District, and County Farm to Market Roads.

Oh I see... so the municipality that one moves to is VERY important.