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FL insurance and Tax increases--WTF is enough? Login/Join 
Only the strong survive
Picture of 41
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quote:
We're thinking the same, ride out until retirement, sell the house, take the money and run to the Mountains....


Big Grin Big Grin Good Luck
My nephew's house went from $220K to $500K in one year in August County. They may not have reappraised it for several years.


41
 
Posts: 11896 | Location: Herndon, VA | Registered: June 11, 2009Reply With QuoteReport This Post
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Picture of sourdough44
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Since it’s here, I’ll let you know my secret, SD when needed, bug out for the heart of Winter.

Even here in WI, home insurance is much better than listed in the O.P.. property taxes, didn’t look as close.
 
Posts: 6540 | Location: WI | Registered: February 29, 2012Reply With QuoteReport This Post
As Extraordinary
as Everyone Else
Picture of smlsig
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We sold our beach home on the Outer Banks of NC last year and almost bought a beautiful home on the St. John’s River in FL but when we ran the insurance and tax numbers found out it was almost double of what we had been paying on the beach in NC which I thought was exorbitant and one of the reasons we wanted out..

We ended up buying a home in the Mountains of NC and have noticed a lot of FL plates here in the Summer…Although the valuations (and associated taxes) have gone up our insurance is less than half of what we were paying on the beach.


------------------
Eddie

Our Founding Fathers were men who understood that the right thing is not necessarily the written thing. -kkina
 
Posts: 6532 | Location: In transit | Registered: February 19, 2013Reply With QuoteReport This Post
I Am The Walrus
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Roofing insurance fraud is big business in Florida. So many guys "I'll get you a new roof for free, you won't have to pay anything." They'll go up on that roof and kick some shingles off and send it to insurance. A new shingle roof is in the $14,000 area in central Florida.

Another thing that needs to go away are veterans who are committing fraud with 100% disability being property tax exempt. I can see if they are truly 100% disabled and not working being tax exempt but many are working while collecting that $3,500/month disability check and being property tax exempt. That property tax bill just gets spread out among everyone else. This also causes service members to hunt disability to defraud the government in order to get to 100%.

When someone enlisted, I don't think property tax exemption was part of the package deal but some politicians used it as a way of buying votes. As more and more GWOT veterans leave service, the bill is going to get higher and higher. Some truly deserve it but how are you going to realistically claim someone who has never stepped foot outside the US despite having served 20 years can be 100% disabled due to the military?


_____________

 
Posts: 13356 | Registered: March 12, 2005Reply With QuoteReport This Post
quarter MOA visionary
Picture of smschulz
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IMO, it's less about FLORIDA and more about the massive inflation (caused by ..... {pandemic, Biden, etc}).

I am stunned at cost increases everywhere. Frown
 
Posts: 23408 | Location: Houston, TX | Registered: June 11, 2006Reply With QuoteReport This Post
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Picture of Prefontaine
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TX ain’t much different. I went from paying $3600 a year in taxes on the house, to now almost double that. $600 I put away at the first of the month, in addition to the mortgage, into savings, for the bloodsucker mother fucker county. Property taxes in TX suck. It doesn’t help at all that millions of fucking Californians moved here and drove the price of everything up. Started years before the pandemic and has gone nuclear since. Then add in millions of H1B Visas. They are everywhere. I didn’t know my suburb was going to turn into got damn Los Angeles. I fucking hate it here now. 5 years ago, you wouldn’t hear a complaint. People, like got damn roaches, everywhere.

Homeowners, has doubled. I can remember when it was $70 a month, then $100, $120, $150, and now it’s fucking $250 a month. I will soon be taxed and homeowners insurance’d out this bitch. I’m trying to get out of here too. Got land somewhere else. But getting from here to there is going to take time, dedication, and a lot of money.



What am I doing? I'm talking to an empty telephone
 
Posts: 13128 | Location: Down South | Registered: January 16, 2010Reply With QuoteReport This Post
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Picture of FLKev
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Originally posted by Prefontaine:
TX ain’t much different. I went from paying $3600 a year in taxes on the house, to now almost double that. $600 I put away at the first of the month, in addition to the mortgage, into savings, for the bloodsucker mother fucker county. Property taxes in TX suck. It doesn’t help at all that millions of fucking Californians moved here and drove the price of everything up. Started years before the pandemic and has gone nuclear since. Then add in millions of H1B Visas. They are everywhere. I didn’t know my suburb was going to turn into got damn Los Angeles. I fucking hate it here now. 5 years ago, you wouldn’t hear a complaint. People, like got damn roaches, everywhere.

Homeowners, has doubled. I can remember when it was $70 a month, then $100, $120, $150, and now it’s fucking $250 a month. I will soon be taxed and homeowners insurance’d out this bitch. I’m trying to get out of here too. Got land somewhere else. But getting from here to there is going to take time, dedication, and a lot of money.


We considered Austin, TX a few years ago. Prices have DOUBLED there since 4-5yrs ago when we looked. I think I remember reading that Austin has had the highest price increase/growth nationwide in the past 5yrs.

What really makes shit so bad is the fact that the counties allow these greedy builders to put subdivisions in and not update the roads to them. There are 3900 homes being built a few minutes from where I live and there is a one lane road leading to all of them. One lane in and one out. There are no other ways in or out either, just that one way. This one lane road was only for my community of 58 houses. These fuckers connected to it after the county promised over and over that they wouldn't allow it. It has made getting in/out a real shit show and only 15% of the homes have people living in them at this point.




"It's gon' be some slow singing -n- flower bringing............ if my burglar alarm starts ringing"


 
Posts: 681 | Location: GATORLAND | Registered: August 14, 2009Reply With QuoteReport This Post
Thank you
Very little
Picture of HRK
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Yeah it's nuts, around here I used to jump on the Harley and be in the country in a few minutes, little traffic, it's now a bumper to bumper and takes 20 minutes to get away, Downtown Oviedo was a small town with good ol Chickens roaming the streets and sidewalks.

Now they are changing Aloma/Broadway from two lane to 4 all the way out past Oviedo to take traffic off the other 4 lane Road that is highly congested at high traffic times. Tore out a lot of the old buildings which granted some needed it, and there wasn't much in the way of parking so it was never going to be Mt Dora, but it could have been converted to that type of area, city planners and developers decided differently.
 
Posts: 24659 | Location: Gunshine State | Registered: November 07, 2008Reply With QuoteReport This Post
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600 per year. Homeowners three grand with hurricane deductible.
 
Posts: 17698 | Location: Stuck at home | Registered: January 02, 2015Reply With QuoteReport This Post
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Another thing that needs to go away are veterans who are committing fraud with 100% disability being property tax exempt. I can see if they are truly 100% disabled and not working being tax exempt but many are working while collecting that $3,500/month disability check and being property tax exemp

^^^^^^^^^^^
If you see fraud report it to the VA. They can and will prosecute. As far as hurricane fraud is concerned lifing a shingle will not cut it. There are aerial photographs taken immediately after the storm. They can spot a dime from a half mile away.
 
Posts: 17698 | Location: Stuck at home | Registered: January 02, 2015Reply With QuoteReport This Post
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I think you are conflating his 2 issues. Roofing fraud and VA “fraud” which isn’t really fraud just an unintended consequence of bad policy.

I’m ex military. Nearly everyone I know took some form of “disability” upon exit. (I did not, looking back I should have). It’s widespread. It’s also largely not really true.
 
Posts: 7540 | Location: Florida | Registered: June 18, 2005Reply With QuoteReport This Post
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Is the house not your homestead? If so, your tax increase should be capped at 3% per year.
 
Posts: 1014 | Location: Tampa | Registered: July 27, 2010Reply With QuoteReport This Post
Thank you
Very little
Picture of HRK
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quote:
Another thing that needs to go away are veterans who are committing fraud with 100% disability being property tax exempt. I can see if they are truly 100% disabled and not working being tax exempt but many are working while collecting that $3,500/month disability check and being property tax exemp


This was one of the ballot measures using the Constitutional amendment process in Florida, the war was still going on, we have lots of military and bases here and the amendment passed easily.

It's why the constitutional amendment process needs to change, any group with enough money can put up anything for a vote, we had a group trying to get a semi auto gun ban put into the constitution via a vote in amendment.

They didn't get it on the ballot, but this is the stuff that creates the property tax situation. Same happened on dog track measure, it was sold as "stopping cruelty to animals" but it was really a funed measure by other gambling interests in the states to take away dog tracks pari-mutual betting action by closing them and getting it reassigned to others, which is what it did.
 
Posts: 24659 | Location: Gunshine State | Registered: November 07, 2008Reply With QuoteReport This Post
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