Let me see if I got this straight:

I write you a check to you in mid December for renewal of my Radio club membership, and I don't hear from you after that. I email you twice and don't get a response. You're the club Treasurer, live a few miles from me, you're retired and have received dozens of membership renewals.

Upon calling the Credit Union and thinking the check was lost in the mail, two weeks ago I cancelled payment on the check.

And NOW, two months later after receiving the check, you try to cash it and you're pissed at me for sending you a bum check?

Sounds about right. I've seen the same issue with our area gun club and range. I use mobile deposit for my personal and business accounts and really like it.

Did you send him a new check when you cancelled that one?

I'd never consider putting a stop payment on a check that I hadn't confirmed was actually MIA. Hell the cost alone would make it worth a call or email. Only time I've done that in years it was something like $39, right? How dang much are dues to a radio club?

quote:

Originally posted by Georgeair:
Did you send him a new check when you cancelled that one?

No. I'll give him CASH (And get a receipt) in person, when I see him at a meeting that he seldom goes to.

quote:

I'd never consider putting a stop payment on a check that I hadn't confirmed was actually MIA. Hell the cost alone would make it worth a call or email.

I figured two months was long enough. My phone number was on the check, so he could have phoned me if he had personal issues.

quote:

Only time I've done that in years it was something like $39, right?

Stop payment cost me $10.

quote:

How dang much are dues to a radio club?

$25.

Cost is not the issue. If he's going to be the Club Treasurer, which he asked for the position, then he should do his job.

I rent a storage locker to house my motorcycle. The owner wont set up electronic payment options so I have to pay by check. He often sits on the check for as much as 3 weeks before he cashes it.
Now I pay him in cash.

Just curious, why the concern if folks are sitting on the check for a while?

I used my bank's bill pay to send a check to pay for my son's swim club fees. The check goes to a local PO Box. The swim club treasurer tells me she never got the check, so I pay it again. Two years later, I notice I have a credit in the swim club account for a familiar amount. Sure enough, it was the check that went missing. The treasurer tells me she just received it.

Stop payment on a $25 check...?

Some people have too much time on their hands.

Then again checks as a whole are on the way out.

And if someone has to have a check, they get it directly from my bank via a web bill pay service. They can sit on it forever, I really don’t give a shit. I’ll sick the bank on him and they’ll call them relentlessly to check on the status of it. And it’s guaranteed to arrive on time, or they pay the late fee.

Some people don't like checks hanging out there?

The longest was a check I sent to bdavis for a Glock 21 threaded barrel. He got my check and sent me the barrel.

Months later I noticed the check wasn't cashed so I sent him an email to remind him to cash it

My grandfather gives me a significant check every year for my birthday (10x age). Every year after a few weeks I get a call, "why haven't you cashed the check yet?" I think he just wants to reconcile his ledger at the end of the month or quarter or whatever, but he hates it, I try to remember to deposit it, but I don't until I have an emergency or find something I want him to buy me for my birthday.

I feel bad since I know it bothers him, 2020 is the year I immediately cash it.

skins, pretty much every bank has this capability for like oh, the past 5-10 years.

quote:

Originally posted by RHINOWSO:
skins, pretty much every bank has this capability for like oh, the past 5-10 years.

I'm a weirdo, I don't use apps, I have just a couple, weather, MP3 player, and rotten tomatoes, maybe one or two others I am not thinking about.

I don't like the permissions required. The video you linked requires a finger print, plus I'm sure a number of other permissions. Pass.

Those apps might be handy for a check here and there, but they are terribly time consuming with more than a few checks. The numerous security features make a trip to the bank easier. The bank is much less busy these days so there is little time wasted at the drive through. Hope more people use those apps.

I don’t see the point of canceling the check. If it’s still uncashed after 6 months, I’ll void it in quicken and note in the memo how much it was for.

I don’t see the downside of leaving the check alone.

I got divorced in 1994.
The divorce stated I keep health insurance on the kids, and I did, and we split 50/50 what the insurance didn't pay for.
Insurance usually paid 100% on medical stuff, minus annual deductibles that we split..
Daughter got braces, other dental stuff, back then $1500 annual limit, etc...
My child support came out of my paycheck, thru the courts, and they wrote her a monthly check, thankfully.

So when it came time to give the ex a check for anything, she would sit on it for 3 to 4 months.
In the 90s and early 2000s I was living paycheck to paycheck for a long time, and didn't want to have to remember outstanding checks.
I asked her why, she said she didn't have time to go to the bank.

So after 3 or 4 episodes of this, I went to 7-Eleven and got her money orders for anything I had to pay her.
It pissed it her off.
I think she just liked having ANY type of control over me she thought she had.

We get along fine now, the kids are grown and I'm remarried.
We split my daughter's college graduation dinner, $1200 for a party of 10 last December.

But I'd never write her, or my kids a check again.
They learned from her.
Oddest thing, she is a CPA...

In March I mailed $30 to a PD for records. It was cashed a couple of weeks ago. Someone scribbled an “8” over the “3” on the date. Checks might void out after six months. If it is noticed.

‘It’s the time of year for hating checks. A local bank taking township r.e. tax payments inexplicably does not deposit them immediately

Be glad it sits there... last February I mailed the Maine State Police a check for $50 for a pistol permit... it got cashed two weeks later and that is the last I heard from them... until my 2nd letter almost a year later... um I'm on hold because I grew a marajuana plant in 1978..... I actually understand the hold or even a denial but lack of communication I don't.

quote:

Just curious, why the concern if folks are sitting on the check for a while?

IMHO, it is simply common courtesy to cash a check as soon as possible.

*This*

quote:

Originally posted by 229DAK:

quote:

Just curious, why the concern if folks are sitting on the check for a while?

IMHO, it is simply common courtesy to cash a check as soon as possible.

quote:

I've seen the same issue with our area gun club and range.

The issue is commercial vs. private accounts.

My personal club has this issue. We get charged after a specified number of transactions. A transaction is a deposit regardless of the number of items . So a few weeks is waited to get a number of checks in the deposit, especially around renewal time.

The cost to Stop Payment on a check is almost the same amount as the check itself..