It’s probably in response to running out of 20s and inflation.

The ATMs at my bank give out 20s and I can’t tell you how many times they are out of money. Always at night or on the weekend when nobody is around to refill them and of course the bank itself is not open.

Inflation because no one gets $20 from the ATM anymore. I get $200 minimum and that doesn’t last long. A lot of times, I’m bumping up against the daily limit. Assuming I’m not the only one, that’s a lot of 20s.

When I need cash I usually get it at my local grocery store . Grab a loaf of bread etc , select Cash Back on the card reader .

Some ATM's I have used ask if you want it a certain way or let them choose the bills. You generally get it back in 20's unless you choose otherwise.

My main use ATM asks what denominations I want.
Rant: The idiots sited the ATM so the sun shines directly on the screen, washing it out so you cant read it!

This is why I just go inside to deal with a real teller, not that infernal machine.

Did learn my bank wants to charge me a fee to give me cash back while depositing a check. Her solution was to deposit the check and tell me to go to the ATM to get money... this >< close to telling her to just give me a cashiers check for my balance with interest to date and close the damn account.

quote:

Originally posted by Orguss:
^ I'm wondering why you still need the one being mailed if they've given you one that works.

They cannot change any of the information in the card due to security reasons.

quote:

Originally posted by selogic:
When I need cash I usually get it at my local grocery store . Grab a loaf of bread etc , select Cash Back on the card reader .

Not at Kroger in S/E Michigan anyhow. They charge you a service fee for cash back. It’s a trivial amount but still……

Everybody charges an ATM fee around here. My bank, however, will cash a check for free. I go in every few weeks and get some cash. It's two bucks to use the ATM, and the tellers are prettier.

quote:

Originally posted by selogic:
When I need cash I usually get it at my local grocery store . Grab a loaf of bread etc , select Cash Back on the card reader .

That's the way I do it, cashback. I have not been in either of my banks in 5 years at least.

My Bank ( Chase ) does not charge for the ATM or Teller , but the grocery store is so much easier . I'm in there at least once a week anyway and there's no fee.