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| That rug really tied the room together.  |
Wife and I pay our slave rate of approximately $5000 a year for our family health insurance, plus our $5500 deductible. Insurance company just advised me that the generic Prilosec that keeps me alive they will no longer cover. Their "nice" letter advised that since I could buy it over the counter, I should just do that. And besides, it will save me money doing so. I wasn't a math wiz in school, but a 90 day supply of generic Prilosec used to cost me $3. Since over the counter cost about $1 per pill, a 90 day supply will now run me $90. A "savings" of negative $87 for a 90 day supply. Must be Obama math. Thankfully, if I like my expensive worthless insurance, I can keep my expensive worthless insurance. I wasn't able to keep my doctor as he fired me last year. He was done with health insurance and went with a VIP all cash payment plan. ______________________________________________________ Often times a very small man can cast a very large shadow | ||
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chickenshit |
I feel your pain. My health insurance for my family (wife, three kids, and me...all healthy) is more than my mortgage. Ridiculous. ____________________________ Yes, Para does appreciate humor. | |||
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| Member |
Prilosec OTC, in 42 day supplies, costs around $14-17 here. I'm betting you can get it sent to you by Walmart or Amazon. Prilosec OTC came out in 2003-4 and within a year, most plans removed it from their Formulary. A few continued coverage a couple of years longer when a prescription was written for Omeprozole. Here it is at $0.40 / pill https://www.amazon.com/Prilose...ords=prilosec+otc+42 | |||
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| Thank you Very little  |
If you are a sams club or costco member check the prices there, they have max markup on products that cause otc and generic otc to be much less. My Claritin D is $15 for 15 pills at CVS, $5.75 for 15 pills at Costco for the Kirkland Allerclear-D generic. Also check on quantity you can buy OTC, if it's limited like the Claritin D you can get a doctors script for 90 days they will fill it with that amount and you still only pay the low price. | |||
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| Member |
Yes it does. I just had to turn down a great job offer because it was with a small company with no insurance. Can't afford to buy it on my own with a wife (who doesn't have benefits at her job) and three kids. ------------------------------ I'm a right wing, anti-illegal, pro-life, gun owning, straight, white, college educated, politically informed, conservative, Christian male. Liberals hate me. | |||
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Member |
I'd look for something other than the brand name. My local Walmart has generic OTC Omeprazole for less than $15 for a 42 day treatment. It worked well for me. While it's not $3 for a 90 day supply, it's still a far cry better than $90. | |||
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Member |
Yes, it does. My employer changed insurance plans a year ago, and now all our prescriptions HAVE to be a 90 day script, and must go thru CVS, I think one other place, possibly, but not entirely sure. A couple of my co workers were shocked to find that maintenance meds were now astronomical for prices, as they couldn't get them at the previous pharmacy, and also, the new plan didn't cover the brand name. Had to be a generic, and some of them were unable to take a generic. Wake up call. I was lucky, mine were still reasonable thru CVS. | |||
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Ammoholic |
Check with your doctor and see if he would recommend Pantoprazole (Protonix) in your situation. It works better for me than any other PPI medication. I think I pay $6 per month. Jesse Sic Semper Tyrannis | |||
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| Member |
Walgreens Store brand Omeprazole 3 pack, 42 count, is what I get. Less than 40 cent per... Collecting dust. | |||
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| Member |
Your insurance company may have done you somewhat of a favor. Long term use of PPIs are associated with some other issues. Now would be a good time to discuss that with your physician. Of course your insurance company was all about the dollar. Good luck. | |||
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| Member |
I hear ya too. I sympathize with you also. I recently started going to a Dr, who does not take Medicare. In our contract, when you reach the age of 62, you MUST sign up for social security if you are retired and medicare. So then medicare becomes our primary insurance and our old primary insurance becomes our secondary. They WILL not pay anything that medicare has not rejected. Some Drs. will not deal with medicare, so you must pay out of pocket. Some of his visits cost $500 or more. NRA Life Endowment member Tri-State Gun collectors Life Member | |||
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| Member |
Doctors are tired of having to deal with the government. It is just not low pay, it is tons of bureaucracy, and the government now dictating how physicians will be paid through Medicare. Compensation is moving towards filling out checklists and paperwork, not practicing medicine. The doctor is now treating the computer not the patient. | |||
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| Member |
Being FORCED to take SS early (age 62) is a new one on me, thought I'd heard it all. Getting Medicare at 62 without being permanently disabled for 24 months is unheard of, i.e., IMPOSSIBLE | |||
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| Man Once Child Twice |
For you guys with no insurance on meds, compare to Blink Health. | |||
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| Member |
Obamacare or Trumpcare, health insurance is never going to be affordable as long as there are no constraints on the drug companies and the insurance companies . Worst thing that ever happened was allowing the drug companies to put those stupid ads on television, like you need to educate your doctor about these drugs he's never heard of . Seem to me that the rapid rise in drug costs corresponds closely with the onset of television advertising . | |||
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| Banned |
Health insurance, like paying for any insurance sucks, until you need it. If I hadn't had it in 2007 when I got hurt, and had surgery, I would have had to declare bankruptcy, etc. There are major changes that do need to be done with health insurance. Like many other programs and products, and services, deregulation sounds great, until they do it and then it's a train wreck. People wanting the EPA to be eliminated should be sent off to China or Russia to see what basically no environmental laws does to the air and water. Overdone as it is/was, the EPA is a very needed agency. | |||
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| Member |
I don't think anyone said health insurance wasn't necessary, in fact I think most in here have agreed it is very necessary, the problem is it's WAY more expensive for worse coverage now thanks to Obama | |||
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| Do No Harm, Do Know Harm |
Between health and dental insurance, I spend $9,217 right off the bat in premiums every year. I put another $2,000 into a flex spending account, and the ex-wife succubus is sure to spend that in the first 6 months of the year, taking the kids to urgent care for runny noses. I know some people spend more than that, some much more, but to me well over $11,000 a year is a hell of a lot of money. When I need to go to the Dr., and when the kids are with me and they need a Dr., we go to our free employer-provided health clinic. I go to a Dr. for sick visits maybe once a year. Knowing what one is talking about is widely admired but not strictly required here. Although sometimes distracting, there is often a certain entertainment value to this easy standard. -JALLEN "All I need is a WAR ON DRUGS reference and I got myself a police thread BINGO." -jljones | |||
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| Get my pies outta the oven!  |
My wife had some leg pains that wouldn't go away this past weekend so we ended up going to the hospital (non emergency room trip, midwife got us appointment) since there was some concern about a clot with her being due any second now. I swear Aetna loves to fuck people right up the ass with how they handle things. We just got billed for the ultrasound of her leg and Aetna paid MAYBE 100 bucks of it and we are on the hook for the remainder of it; $570. Did I mention that we have HUGE premiums and HUGE deductibles? It's almost like I just want to say "screw this" and keep the money I pay in premiums and put it into an account to pay for this crap directly. Why are we paying an insurance company huge amounts of $$$ so they can turn around and stick us with the bill for most of it? Makes no damn sense!  | |||
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