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Member |
I'm curious. Do most folks here have insurance on the gun collections? If so.... with what company? What's a ballpark monthly cost? This is where my signature goes. | ||
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Member |
NRA ... 15000$ coverage 120 +- a yr | |||
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| Member |
I also use the NRA gun insurance, have for years, had one loss paid with no problems. | |||
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| Stupid Allergy  |
https://collectinsure.com/what...s-knives-accessories NFA friendly, no scheduling, takes 10 minutes on their website to get a policy. "Attack life, it's going to kill you anyway." Steve McQueen... | |||
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| Member |
I carry a rider on my homeowner's insurance to cover a portion of my collection, primarily the stuff that would be very expensive or impossible to replace. I did not feel that strongly about paying to insure all of my Glocks and Sigs. | |||
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Fighting the good fight |
Several firearm insurers like to advertise things like "no scheduling" or "not required to provide an inventory/serial numbers" as a selling point. That's attractive to many people, but that doesn't mean "you don't have to keep any records". It may simplify the recordkeeping process, in that you don't have to report to your insurer every time something changes, but it places the recordkeeping responsibility squarely on the policyholder. It's incumbent upon the policyholder to keep records of their collection in a safe place (preferably backed up with photos/video, receipts, etc.), in order to prove their collection's contents and worth in the case of a loss. | |||
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Member |
What are the approximate costs of a policy from them? | |||
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| Fighting the good fight |
Last year, I was quoted a little over $200 per year for $30,000 in coverage. YMMV. It's a quick process to get an online quote from them. | |||
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is circumspective |
There is a recent thread on the subject. More info here: https://sigforum.com/eve/forums...030055714#4030055714 "We're all travelers in this world. From the sweet grass to the packing house. Birth 'til death. We travel between the eternities." | |||
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| Member |
Thank you! | |||
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Yokel |
I may have to also look into adding more insurance then our Renters policy provides thru State Farm. I think we are at $10k Beware the man who only has one gun. He probably knows how to use it! - John Steinbeck | |||
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Hoping for better pharmaceuticals |
This is what I have. Getting shot is no achievement. Hitting your enemy is. NRA Endowment Member . NRA instructor | |||
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| Stupid Allergy |
Is that not obvious? I can't imagine not having records on your own stash. All I was referring to was Collectinsure. "Attack life, it's going to kill you anyway." Steve McQueen... | |||
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| Member |
Does your renter's policy have a rider? Many of the insurance policies I have seen have exclusions and policy limitations for firearms and jewelry. I've seen 20k policies have only 2400 in firearms coverage,etc. Something to be aware of with renter's insurance (or homeowner's policies without a rider or supplemental policy). | |||
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| Member |
Damn... I even searched to see if there was another thread about this already.. Thanks everyone for the input! This is where my signature goes. | |||
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| Member |
I have State Farm, not sure about the cost, it was not much as an add on to our house insurance. NRA Life Endowment member Tri-State Gun collectors Life Member | |||
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