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Alienator |
USAA may be more expensive but the service has been outstanding. I've had Geico before and they were horrible to deal with if you actually had to file a claim. SIG556 Classic P220 Carry SAS Gen 2 SAO SP2022 9mm German Triple Serial P938 SAS P365 FDE Psalm 118:24 "This is the day which the Lord hath made; we will rejoice and be glad in it" | |||
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| Member |
I've always thought, that given the number of auto insurance ads seen on television, it must be a very lucrative business. Then one day, I was traveling down a busy 6 lane highway. In the space of 10 minutes, there must have been several thousand cars that passed me going in the opposite direction. It occurred to me, that all these cars are paying $500-$1000 or more annually and how few will have claims in the next 12 months. Then I understood why I see so many of those ads. | |||
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| 7.62mm Crusader |
Right here baby! I got this advice a few years back and its the best darn auto insurence company I've ever delt with. Basic coverage on my old car is $ 345.oo per year. They got a office right in West Chester, Ohio. BTW, I learned of Amice right here in Sig Forum. | |||
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goodheart |
You should at least get quotes from State Farm for higher deductibles before switching, IMO. Depending on age of car, it may not make financial sense to carry collision/comprehensive as the insurance payout may be lower than you expect. I just went to Consumer Reports to check on their ratings. The readers' rating of Amica is tops, so there's that. Here are some recommendations from their buyers' guide:
_________________________ “ What all the wise men promised has not happened, and what all the damned fools said would happen has come to pass.”— Lord Melbourne | |||
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Ammoholic |
You need to find a broker and shop your insurance whenever it goes up. If it goes up, he/she shops it around if all other companies are similarly priced, then there is no reason to change. Just suck it up and realize that as cars go up in cost, so does the insurance. Think about how much a 2007 F150 with decent options cost compared to today. Cars are much more to repair now. I shop my insurance any time it goes up more than $3 per month. So far the results were keep with same company due to multi-line discount (Life Auto Home) even if I can save $5 per month on car by switching I lose $50 per year discount on home. Luckily every single time I call about a raise in premiums they find something they can change. Once it was a discount fell off policy; another time some piece of info changed incorrectly on system; another time my credit report expired and they just needed permission to rerun it. Find a broker you like/trust and call him every time it raises more than a couple percent. He'll thank you for the call. He rather keep his commission, even if it's $5 less than see his competition four doors down get it. Jesse Sic Semper Tyrannis | |||
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Member |
I've been on the other side of GEICO claims twice. The most disreputable group of claims people I've every met. Would never do business with that company and if another one of their insureds hits me, I'm just filing in court the next day. Will not deal with GEICO again. (Both happened with cars where I had lots of coverage if I hit someone but no coverage for damage to my car. Both cars were older.) Speak softly and carry a | |||
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Member |
I've been with Amica for about 7 yrs now, never had to file a claim so I can't comment on that but premiums have gone down every year - not a large amount - have comprehensive. Had Geico for about 6 yrs before I switched to Amica because Geico "claimed" they couldn't give me a lower rate; after I switched to Amica and called Geico to cancel their coverage, I told them why I was canceling which is when they told me they could match Amica's rate!  ...let him who has no sword sell his robe and buy one. Luke 22:35-36 NAV "Behold, I send you out as sheep in the midst of wolves; so be shrewd as serpents and innocent as doves." Matthew 10:16 NASV | |||
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| 186,000 miles per second. It's the law. |
Been with State Farm since 1978, and if they raise my rates that much on my next semi-annual bill I am GONE. | |||
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| Member |
Can we make a Sug Forum insurance co? | |||
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| Paddle your own canoe  |
This,if you can foot the risk. | |||
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| Member |
Left State Farm after twenty plus years. My agent was close friend. When I told him I was moving to GEICO he asked the rates compared to his. I told him and he said he would change too for that much of a savings. Ten years later still happy. Whoever said you can't buy happiness forgot little puppies. Gene Hill | |||
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| silence is acceptance |
Growing up my Dad was my insurance agent since he worked for Nationwide. As soon as he retired he told me to look elsewhere because their rates were so high. We tried Liberty Mutual then switched to esurance. The rates were very good initially then due to accidents by daughter #1, my wife and then daughter #2 (while driving under temp permit) my rates were through the roof. My Dad then suggested Travelers so I gave them a call. I was SHOCKED at how much we saved. The monthly savings was more than $200 per month. We bundled car and homeowners. So far (knocking on wood) no claims with them but we are very happy even after adding two more cars to the policy. | |||
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