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It's going to depend on the OP's other existing accounts and balances. I had fairly low utilization, but still carried a balance for a while, and my score was around 760. I paid them off and my score went up to about 810. It would probably be higher if I had a mortgage in my history or some other installment loan. If his utilization goes from 10% to 20% or more, it could impact his score. | |||
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I cancelled 4 credit cards and my credit tanked 50 points. I was so upset. My credit wasnt the best and just got better. Then it went downhill. | |||
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