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is circumspective
Picture of vinnybass
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Over the years I recognized that some of my former friends & I have become economically incompatible.



Mired in the muck of the masses, them asses.

"We're all travelers in this world. From the sweet grass to the packing house. Birth 'til death. We travel between the eternities."
 
Posts: 4409 | Location: Las Vegas, NV. | Registered: May 30, 2009Reply With QuoteReport This Post
Not really from Vienna
Picture of arfmel
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quote:
Originally posted by ZSMICHAEL:
quote:
I didn't actually send them money, they know how much they need so I just sent them my account numbers. More convenient that way.


Just post it on the internet, its quicker and more convenient for all.


Not necessary-Experian, Capital One, and Facebook have already accidentally released that info.




 
Posts: 24332 | Location: Young American Teen Club | Registered: January 30, 2007Reply With QuoteReport This Post
Member
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I can't say I've ever had this happen. I have to think anybody I know that would ask would know not to ask me because of the flat no and ass chewing for even asking. I could not fathom asking my friends for cash.
 
Posts: 2901 | Location: Iowa | Registered: February 24, 2011Reply With QuoteReport This Post
On the DL
Picture of V-Tail
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Paul Harvey is no longer with us, so I will jump in and give you The Rest of the Story.

I had a loan for a substantial amount. Bank loan, variable interest rate, interest adjusted each calendar quarter. It seemed that the "adjustments" were all in the bank's favor, always increasing. I was making progress in retiring this loan, but the progress was painfully slow.

A good friend had accepted an offer on a piece of property, sold it for a great profit, and stuck the funds in a money market account that was paying a pretty low rate.

I offered him a much better rate than he was getting from his bank, but still way lower than the interest rate that I had been paying for my bank loan. I used the funds from him to kiss the bank goodbye. I have been re-paying my friend ahead of the agreed schedule, with payments that are more than the agreed schedule each month. I deposit the payments in his account each month and email him a monthly updated spreadsheet showing the history and current status of the loan. He has never had to lift a finger, the deposits appear in his account each month.

This was a win-win. I get a lower interest rate, my debt is being retired on an accelerated schedule, and my friend has earned much more on his money than the bank would have paid him.

Not the usual story, but it worked out well for both of us.



A mind is a terrible thing.
 
Posts: 21182 | Location: Central Florida (near Orlando) | Registered: January 03, 2010Reply With QuoteReport This Post
Member
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Loans are different. I’m referring only to mooching.
 
Posts: 14892 | Location: Lexington, KY | Registered: October 15, 2006Reply With QuoteReport This Post
The Unmanned Writer
Picture of LS1 GTO
posted Hide Post
quote:
Originally posted by V-Tail:
Paul Harvey is no longer with us, so I will jump in and give you The Rest of the Story.

I had a loan for a substantial amount. Bank loan, variable interest rate, interest adjusted each calendar quarter. It seemed that the "adjustments" were all in the bank's favor, always increasing. I was making progress in retiring this loan, but the progress was painfully slow.

A good friend had accepted an offer on a piece of property, sold it for a great profit, and stuck the funds in a money market account that was paying a pretty low rate.

I offered him a much better rate than he was getting from his bank, but still way lower than the interest rate that I had been paying for my bank loan. I used the funds from him to kiss the bank goodbye. I have been re-paying my friend ahead of the agreed schedule, with payments that are more than the agreed schedule each month. I deposit the payments in his account each month and email him a monthly updated spreadsheet showing the history and current status of the loan. He has never had to lift a finger, the deposits appear in his account each month.

This was a win-win. I get a lower interest rate, my debt is being retired on an accelerated schedule, and my friend has earned much more on his money than the bank would have paid him.

Not the usual story, but it worked out well for both of us.


^^^ Definition of a good and honorable friend right there. Wink

I have two friends who I would consider doing the same for.







Sentiment without action is the ruin of the soul.


Help, I'm having premonitions of future flashbacks.

Only in an insane world are the sane considered insane.

Some people listen to the noise of the world,
And some people listen to the quiet.

"All Californians, like all citizens of the United States, have a fundamental Constitutional right to keep and bear common and dangerous arms. The nation’s Founders used arms for self-protection, for the common defense, for hunting food, and as a check against tyranny." Judge Benitez - March 2019
 
Posts: 10632 | Location: It was Lat: 33.xxxx Lon: 44.xxxx now it's CA :( | Registered: March 22, 2008Reply With QuoteReport This Post
On the DL
Picture of V-Tail
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quote:
This was a win-win. I get a lower interest rate, my debt is being retired on an accelerated schedule, and my friend has earned much more on his money than the bank would have paid him.
Although I have known this guy longer than I know anybody else who is still breathing (we met in Navy Guided Missile School in 1956 -- 63 years ago!), and we absolutely trust each other, this still was not done with just a handshake. For a transaction of this size, we both felt more comfortable with a legal contract.



A mind is a terrible thing.
 
Posts: 21182 | Location: Central Florida (near Orlando) | Registered: January 03, 2010Reply With QuoteReport This Post
Go ahead punk, make my day
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quote:
Originally posted by Fredward:
In times past, someone I trust, like Para, have pointed out people in need, and I'm fine with that, but in my opinion soliciting money from people you haven't seen in decades is kinda low class class.
Ain't no "kinda" about it. It's low fucking class all around.

About 10 years ago when I joined Facebook, all the High School people came out of the wood work. Business problems, sick family, and other bullshit, which in the end could only be solved with MONEY.

Booted them all.
 
Posts: 42760 | Registered: July 12, 2008Reply With QuoteReport This Post
On the DL
Picture of V-Tail
posted Hide Post
quote:
10 years ago when I joined Facebook
I think I see what the problem is.



A mind is a terrible thing.
 
Posts: 21182 | Location: Central Florida (near Orlando) | Registered: January 03, 2010Reply With QuoteReport This Post
Unapologetic Old
School Curmudgeon
Picture of Lord Vaalic
posted Hide Post
To me there are no "old friends"

Your either my friend still and now or you aren't. I can't imagine what my response would be to someone I havent seen in years asking for money, but I'm pretty damn sure it would start with F




- "This town reminds me of something in the bible."
- "Which part?"
- "The part right before god gets angry"
 
Posts: 9078 | Location: TN | Registered: December 18, 2005Reply With QuoteReport This Post
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