Maybe, maybe not.
Medicare Parts A & B each have deductibles, $1484 and $203 respectively. Part B services are covered at 80/20 but YOUR 20% has no limit. There are other copays. You need to buy a Part D plan to have prescription coverage.
My Medicare Advantage plan has NO deductible, caps my liability for coinsurance, has a $0 copay to see my Primary Care Doc and has a Prescription Plan. Only a few drugs are subject to a deductible or copays. A gym membership is included.
Sound expensive? How is FREE, that's right, my premium is $0.00
"Never paid a cent" = $2712 lol
Last year the major hospital in my area who owns most of the doctors practices stopped accepting ALL Medicare Advantage plans. Patients were turned away and had to find new doctors or pay FULL FEE out of pocket. Zero premium did not sound so good.
Have you gotten a hospital balance bill lately? $2712 is chump change.
Automatically? I had to "sign up" for Medicare.
How do you Qualify for Medicare
"Generally, most people who qualify for Medicare assistance are age 65 and over, but there are a few additional requirements for this as well. One, you have to be a United States citizen or legal resident. Second, it’s required that you have resided in the United States for a minimum of five years. Finally, you must have worked at least 10 years in Medicare-covered employment. If you meet all of these criteria, then you will qualify for Medicare at the age of 65. The reason you have to be age 65 or older is because Medicare is paid for using tax money that has been collected throughout your lifetime. If you look at past paystubs, you can see where a tax was taken out each pay period to pay for your healthcare needs once you’ve retired."This message has been edited. Last edited by: 229DAK,
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