CC must have been "skimmed" The only use of it for a few months before the fraudulent activities was to order study and test prep materials, as well as license test fees for my son.
Other CCs (gas card and another general CC) seem to be okay.
I have reported the fraudulent use and am awaiting further conversation with the CC provider.
Too bad some people are smart enough to hack CCs and other things, but too f*ng lazy to have an honest job.
|Do No Harm,|
Do Know Harm
I consider every credit card compromised. Just a matter of time before it’s used.
I keep all my money in saving accounts. Anything I buy I use a CC and pay it off, usually weekly. I usually keep some cash on hand for incidentals.
That way when a card gets used fraudulently, it’s not my money and I don’t have to worry. Just order a new card and keep rolling. I’ve got three auto drafts I have to correct, but that’s fine.
I check my accounts daily though.
Knowing what one is talking about is widely admired but not strictly required here.
Although sometimes distracting, there is often a certain entertainment value to this easy standard.
"All I need is a WAR ON DRUGS reference and I got myself a police thread BINGO." -jljones
|Gone but Together Again.|
Dad & Uncle
We seem to have at least one credit card hacked per year. Other than waiting for the replacement, like chongo said, it's never been an issue.
Usually they want to ship the replacement via ground delivery. And usually, if you ask nicely, they will ship it next day.
all your sig are belong to us
We monitor all of our accounts daily via Quicken. Usually the CC company detects the fraud before I do. I use Apple Pay as much as possible because I feel it is safer. Unfortunately handing over my card at Joe’s Greasy Dinner is a risk I have to take. Yep about once a year I get a new card.
I'm sorry if I hurt you feelings when I called you stupid - I thought you already knew - Unknown
When you have no future, you live in the past. " Sycamore Row" by John Grisham
Liberalism is a failure to find pathways to intelligence in your brain. - David Lawrence
Have had a the same card company hacked about three times in the last 6 months.
I have the same advice as the others -- check often and stay vigilant. The bastards recently used my name and address, and tried to lease a phone at the local best buy. I found out about it when I got a rejection letter from the leasing company. My credit is frozen so they were rejected -- the company wouldn't tell me whether they had ID, SS#, etc. My advice is to limit the cards you have, and freeze your credit. If this keeps up, going to all cash.
|Savor the limelight|
Don't forget to give the new card info to anyone you have setup for auto pay.
Have you set up ‘alerts’ on all credit cards? One of the most helpful is a text any time the card number is used but the card isn’t present.
That will even alert if you use it for online shopping. Of course no worries in that instance.
My card company (Capital One) allows me to have a second card for my account. Each card has its own number, but both have my name on them. When one gets compromised, I have that card replaced but can still use the second card. I also use Google Pay at NFC enabled terminals, which doesn't pass the numbers to either of the physical cards either (and keeps working when a card is compromised).
Many companies now offer "virtual card numbers" as well, so you can go create card numbers just for online buying, for specific projects, specific sites, etc. Those can be nuked when they're no longer useful and also protect your physical card numbers.
|His diet consists of black|
coffee, and sarcasm.
Unfortunately, this happens fairly often, to me a few times, in fact.
What further conversation? They, or anyone else, aren't going to go after the hackers, if that's what you mean. They will credit your account within a few days, and pass the cost on.
Card company, as in the company's databases were breached, or your card? If it's the former, I'm surprised it's escaped my attention, what with all the security-oriented mailing lists, etc. to which I'm subscribed. If it's the latter, your card, I suspect you need to be looking closely at just how and where you've been using it.
I know this kind of thing is a regular occurrence, but we've had "only" one each of our Visa and MC stolen in the last several years, and it's not as if we don't use them.
I now use Apple Pay or, failing that, at least my Apple Card, whenever I can.
"America is at that awkward stage. It's too late to work within the system,,,, but too early to shoot the bastards." -- Claire Wolfe
The dominant media is no more "mainstream" than leftists are liberals.
Yes, Apple pay has some unique security features. If you have an Apple Device, this is the way to go, however, the "Card Rewards" aren't that great, in particular if you use the physical card for non-apple products.
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