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Green Mountain Boy
Picture of Jus228
posted
My wife and I got rear ended this afternoon. We're both fine just sore and bruised. Sitting at a stop light and got rear ended at I'd estimate 35-40mph. Don't think the guy even touched the brakes... Wife's car is probably totaled.

Just wasn't our day. Half hour before that we were stopped at an accident involving a dump truck and some guy in a jeep not paying attention locked up his brakes and almost rear ended us. Thankfully he didn't. I was hoping the cop directing traffic would have chewed his ass out cause no way he didn't hear the screeching tires, he had enough going on I suppose.


!~God Bless the U.S. Military~!

If the world didn't suck, we'd all fall off

Light travels faster than sound, this is why some people appear bright until you hear them speak
 
Posts: 5204 | Location: Vermont | Registered: March 02, 2002Reply With QuoteReport This Post
Three Generations
of Service
Picture of PHPaul
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You probably already know this, but don't assume you're "Okay" without getting checked out.

Post accident adrenaline and other factors can mask injuries for some time.

Glad it wasn't worse.
 
Posts: 9368 | Location: Downeast Maine | Registered: March 10, 2010Reply With QuoteReport This Post
For real?
Picture of Chowser
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Get checked. Same happened to me in 2010. Two weeks later I was out for two months with a bad back. It still bothers me now. And that was a slower crash (25-30mph)



Not minority enough!
 
Posts: 4994 | Location: South of Cleveland, OH | Registered: August 09, 2007Reply With QuoteReport This Post
Green Mountain Boy
Picture of Jus228
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Yeah not sure how to approach that. The paramedics weren't concerned based on talking to us and weren't gonna take an ambulance ride to the hospital over nothing. As for getting checked out past this point our health insurance sucks ass and the accident insurance is going to be a nightmare to sort out with 3 cars involved. We can't deal with a huge ER bill right now so best we can do is try to get seen next week. . Neither one of us has dealt with this sort of thing so all new territory. I know the folks on here would have some insight. We will see how we feel in the morning and take it from there.


!~God Bless the U.S. Military~!

If the world didn't suck, we'd all fall off

Light travels faster than sound, this is why some people appear bright until you hear them speak
 
Posts: 5204 | Location: Vermont | Registered: March 02, 2002Reply With QuoteReport This Post
Green Mountain Boy
Picture of Jus228
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I think it was the right call to not tie up an ambulance but how does it work with the insurance if we still want to get checked out after the fact for these lingering things that can happen. Confused Pretty overwhelming.


!~God Bless the U.S. Military~!

If the world didn't suck, we'd all fall off

Light travels faster than sound, this is why some people appear bright until you hear them speak
 
Posts: 5204 | Location: Vermont | Registered: March 02, 2002Reply With QuoteReport This Post
Member
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Sorry about the rear end accident.......Been there, twice.

Go see your doctor, NOW and get checked out and SAVE all paperwork for your insurance claim.

You probably will be dealing with the other drivers insurance claims adjuster, so please be careful if it's GEICO.

Been there, too.


*******
"The President is always abused. If he isn't, he isn't doing anything" - Harry S Truman.
 
Posts: 4867 | Location: Arizona | Registered: August 17, 2008Reply With QuoteReport This Post
His Royal Hiney
Picture of Rey HRH
posted Hide Post
quote:
Originally posted by Jus228:
I think it was the right call to not tie up an ambulance but how does it work with the insurance if we still want to get checked out after the fact for these lingering things that can happen. Confused Pretty overwhelming.


What you need to do is (based on my personal experience) is to get an appointment as soon as possible. Note any aches and pains until your appointment. At the appointment, tell the doctor your seeing him because of the accident and tell him the aches and pains that you noted. Confirm he notes the accident and associated pains as the reason for your visit. If possible, get a referral to a specialist doctor that deals with joints and muscles, I think they're called homeosomething, not that there's anything wrong with that.

Good luck.

As far as sorting it out, as long as you're not the one who caused the rear-end, then you're covered. Hopefully, you got the names and contact info of everyone involved.

In my case, it was a pick up truck that rear-ended a sedan that rear-ended me. The truck was the one at fault.



"It did not really matter what we expected from life, but rather what life expected from us. We needed to stop asking about the meaning of life, and instead to think of ourselves as those who were being questioned by life – daily and hourly. Our answer must consist not in talk and meditation, but in right action and in right conduct. Life ultimately means taking the responsibility to find the right answer to its problems and to fulfill the tasks which it constantly sets for each individual." Viktor Frankl, Man's Search for Meaning, 1946.
 
Posts: 13119 | Location: Bay Area, CA | Registered: March 24, 2011Reply With QuoteReport This Post
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take care of your health. the insurance will get sorted out soon enough
 
Posts: 2584 | Registered: August 19, 2003Reply With QuoteReport This Post
Not really from Vienna
Picture of arfmel
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Did you get the insurance info from the driver who hit you? Was there a police report?




 
Posts: 20554 | Location: Young American Teen Club | Registered: January 30, 2007Reply With QuoteReport This Post
Green Mountain Boy
Picture of Jus228
posted Hide Post
Oh yes there were 2-3 cops on the scene taking pictures and information and we did get the guys info that rear ended us. The cops said fault is determined by the state though so that part is still up in the air no matter how cut and dry it seemed to everyone involved.


!~God Bless the U.S. Military~!

If the world didn't suck, we'd all fall off

Light travels faster than sound, this is why some people appear bright until you hear them speak
 
Posts: 5204 | Location: Vermont | Registered: March 02, 2002Reply With QuoteReport This Post
Administrator
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I was in a rear-end accident a couple years ago (stopped for a pedestrian). The most serious of my symptoms did not start up till about a week after the incident.

Don't write off anything insurance/liability-wise until then.
 
Posts: 17018 | Registered: August 12, 2000Reply With QuoteReport This Post
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You were right not to tie up an ambulance. Take care of your health. Call your agent. They will refer you to someone who will take your report of what happened. It will be recorded. Your agent will say go get checked out and they will take care of the bill. Since it is some else who is at fault your insurance company will get them to reimburse the medical.

If you do not have it documented shortly after the accident, your insurance company will typically refuse to pay. You are probably fine, but it is wise to get checked. Do not sign any liability waivers.
 
Posts: 2219 | Location: MS GULF COAST | Registered: January 02, 2015Reply With QuoteReport This Post
sick puppy
posted Hide Post
quote:
Originally posted by Jus228:
I think it was the right call to not tie up an ambulance but how does it work with the insurance if we still want to get checked out after the fact for these lingering things that can happen. Confused Pretty overwhelming.


The one accident my wife was in was while she was pregnant. The paramedics came, checked her out - everything was normal, but they asked if we wanted to go to the hospital to get checked out . apparently saying "no" then was our $400 mistake - our subsequent visit (office visit, sonogram, etc.) a few days later was rejected by health insurance (because we went in "because" of the accident) and auto insurance (because we said "no" when EMS asked). We didn't want to take an ambulance ride to a different hospital where we didn't know the doctors, etc. etc. but we were on the hook for the next Dr.'s bill from it all, even after contesting a few times with both insurance companies and the doctor's office.

Since they didn't seem too concerned about you, I'm guessing you'll be fine to see a doctor later, but it sure didn't work out that way for us.


☣Biohazard☣
 
Posts: 6457 | Location: Alpine, Ut | Registered: February 17, 2010Reply With QuoteReport This Post
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quote:
he one accident my wife was in was while she was pregnant. The paramedics came, checked her out - everything was normal, but they asked if we wanted to go to the hospital to get checked out . apparently saying "no" then was our $400 mistake - our subsequent visit (office visit, sonogram, etc.) a few days later was rejected by health insurance (because we went in "because" of the accident) and auto insurance (because we said "no" when EMS asked). We didn't want to take an ambulance ride to a different hospital where we didn't know the doctors, etc. etc. but we were on the hook for the next Dr.'s bill from it all, even after contesting a few times with both insurance companies and the doctor's office.


Saying NO to the EMS ride should have made no difference. It the doctor documented the visit due to the accident your auto insurance should pay. I would have been all over the insurance agent in this case. A simple letter from an attorney would have settled the matter. JMO
 
Posts: 2219 | Location: MS GULF COAST | Registered: January 02, 2015Reply With QuoteReport This Post
sick puppy
posted Hide Post
quote:
Originally posted by ZSMICHAEL:
quote:
he one accident my wife was in was while she was pregnant. The paramedics came, checked her out - everything was normal, but they asked if we wanted to go to the hospital to get checked out . apparently saying "no" then was our $400 mistake - our subsequent visit (office visit, sonogram, etc.) a few days later was rejected by health insurance (because we went in "because" of the accident) and auto insurance (because we said "no" when EMS asked). We didn't want to take an ambulance ride to a different hospital where we didn't know the doctors, etc. etc. but we were on the hook for the next Dr.'s bill from it all, even after contesting a few times with both insurance companies and the doctor's office.


Saying NO to the EMS ride should have made no difference. It the doctor documented the visit due to the accident your auto insurance should pay. I would have been all over the insurance agent in this case. A simple letter from an attorney would have settled the matter. JMO


good advice. like the OP, it was our first rodeo.


☣Biohazard☣
 
Posts: 6457 | Location: Alpine, Ut | Registered: February 17, 2010Reply With QuoteReport This Post
Member
Picture of xwesler
posted Hide Post
quote:
Originally posted by Jus228:
Yeah not sure how to approach that. The paramedics weren't concerned based on talking to us and weren't gonna take an ambulance ride to the hospital over nothing. As for getting checked out past this point our health insurance sucks ass and the accident insurance is going to be a nightmare to sort out with 3 cars involved. We can't deal with a huge ER bill right now so best we can do is try to get seen next week. . Neither one of us has dealt with this sort of thing so all new territory. I know the folks on here would have some insight. We will see how we feel in the morning and take it from there.


I no longer trust paramedics in situations such as this.

Not a knock on the profession, just local individuals in CT. I was rear-ended at a much lower speed about 8-9 years ago. I told them my shoulder was bothering me following the accident, and they were unconcerned. TBH they were pretty much assholes about it.

I was in uniform heading home from a drill weekend, and alot of it was "What, you want to get checked out after a little hit like that?" and playing off a soldier wanting to head to the hospital after a minor fender-bender.

Fast forward to current day where I am facing a medical discharge for the shoulder injury that has been treated off-and-on since then, which has prevented me from getting a single promotion in all that time, not to mention it was why I failed out of my police officer career.


Yeah. Get checked out. I wish I'd forced the issue and paid the $$$ rather than end up where I've been as a result.
 
Posts: 1117 | Location: Pennsylvania | Registered: April 16, 2012Reply With QuoteReport This Post
Only the strong survive
Picture of 41
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Just check for bruises from the shoulder seat belt. I have got whip lash later after each rear-ended accident where sufficient speed was involved.



"Donald Trump is the grizzly bear in The Revenant. If you get his attention, he’ll be awake, bite your face off, and sit on you.".. Newt Gingrich.

41
 
Posts: 9278 | Location: Herndon, VA | Registered: June 11, 2009Reply With QuoteReport This Post
Member
Picture of 71 TRUCK
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(I am not a lawyer) You may need to contact a lawyer for a consult if there are any injuries.


______________________________________________________
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A well regulated militia being necessary to the security of a free state, the right of the people to keep and bear arms shall not be infringed.

As ratified by the States and authenticated by Thomas Jefferson, Secretary of State
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Posts: 1043 | Location: Central Florida, south of the mouse | Registered: March 08, 2010Reply With QuoteReport This Post
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Issues that seem minor can develop and turn out to be longer term issues. It can take time and decent doctors to diagnose and address them.

If any injuries at all are detected, recommend a lawyer consult. If the insurance company from the person that hit you calls or visits, say absolutely nothing and refer them to your lawyer. Start a log of all doctor visits related to the injury.
 
Posts: 1509 | Registered: October 24, 2007Reply With QuoteReport This Post
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Lesson One, you only have to deal with the insurance company of the car that hit you. If you were pushed into the car ahead of yours that is something that YOUR insurance company will have to sort out with the car that hit you. As for the car that was ahead of you, he will be talking to your insurance company.

As for going in to get checked out, in time that will fall on the insurer of the car that hit yours. However right now the bill could be paid by your provider. I would suggest a call to your insurance agent to determine just who will pay to have you checked properly for injuries. I would also suggest that you contact a local accident injury specialist. Because a hit at 35-40 mph WILL cause some degree of back injury or strain. Get it treated properly right now and the long term consequences will be minor. Neglect it now and in the long term you may be facing issues that aren't minor and instead require surgery. Because with a relatively minor back injury that is not treated our "compensating" for that weakness or discomfort can place strains on the back that lead to a more serious long term injury to the spine. It's much better to get treated now when all that may be needed is a few weeks of physical therapy.


I've stopped counting.
 
Posts: 3848 | Location: Michigan | Registered: November 07, 2008Reply With QuoteReport This Post
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