One line - one transaction. For extra clarity, skip a line between transactions. Couldn't be easier.

Nope. Wrote a check, made a deposit and got some interest. All on one line. Notes in the margins. Things scratched out. Erased. Blotted. Entered twice, or not at all.

Then wonder why they can't reconcile the statement.

God, give me patience, because if You give me strength, someone will die.

Checks?

What is this thing you speak of???

Kidding aside, I still have checks but haven't kept a checkbook in maybe oh, I don't know - 15 or 20 years...?

But I can sympathize with wimmin folks and financials. Only way I could make it work was separate accounts. She does her thing, I do my thing.

Keeps the madness away.

I shudder to think of her having access to a credit card.

Fortunately, so does she.

Not because she'd go on a spending spree, she's tighter than bark on a tree. Because she's horrible at keeping track of receipts.

I was standing in line at the Supermarket behind a woman who was digging in her large purse for her checkbook and a working pen, after she had set down her cellphone, after all her food items had been scanned and bagged and the total she owed was flashed.

A manager quickly opened up another check out line and we dashed on over there.

I remember the days ! I loved a neat, balanced check book.
Funny how now I just make sure the balance is correct, anticipating soon to come bills. All else just falls where it may.

I write 1 check a month. Screw balancing it.

I write maybe 3 or 4 checks a month, if that.

But I use my check register to keep track of debit card purchases (many, many) and electronic fund transfers for loans, phone, and credit cards.

Shortly after I started working as a clerk in a large bank, a woman and her friend came in complaining that her checks were bouncing. The CS guy spent well over an hour helping her balance it, then they all took a break before Round Two.

As they left, the CS guy said he doubted they'd come back, and he was right.

Their excuse for bouncing checks? It's been the punchline in jokes for many years, but this time it was really true: How could they be overdrawn since they still had checks left?

My wife is in charge of the check book and does a great job. She did work in a bank and was the treasurer of her sorority before becoming a lawyer.

Check book? Where does she find parking for her horse and carriage?

quote:

Originally posted by bubbatime:
Check book? Where does she find parking for her horse and carriage?

Probably in the carriage house, next to Sir's cheque register.

I had no idea there were people who still weren’t using Quicken and linking directly to bank download.

Weird.

Never in my life have I balanced a checkbook. I record checks. That's it. Nothing more. Date, check number, payee, amount. Been doing it that way for 35 years. Not a single consequence from it.

No Quicken, no online banking (HELL no), none of that.

 
Back before online banking, I balanced my checkbook religiously. My wife's method was simply to record each check rounded up to the next $5. She never balanced it, and always had a surplus.
 
Now with online banking, I keep a check register in a spreadsheet, and check it occasionally against the online balance. Yes, I do still have to write some checks. The exterminator, for example. I tried paying him for a year ahead (he has no electronic banking), but then he would not keep to the promised schedule, always wanting to rearrange it. Now I just pay him with a check for each monthly visit, and we have a regular third Tuesday appointment that is honored. I also have to write checks for property taxes and a few other miscellaneous recipients. I pay with online banking for almost everything.
 

I’ve still got my quicken records going back to 2006. And hand written ledger before that.

I’m a little OCD when it comes to my money.

quote:

Originally posted by PHPaul:
Because she's horrible at keeping track of receipts.

You're supposed to track receipts?

Is that why they keep asking me if I want mine?

I’ve got my bank’s app on my phone and keep track of my money to the dollar. I only write one check a month. Don’t think I’ve written in the register in 5 years.

I carry a single check in my wallet, just in case. It's only been used a couple of times.

I do write one a month for rent. Everything else is paid with debit/credit card or online. Even my bank and credit account statements are online. I can't remember ever balancing or reconciling a checkbook.

quote:

Who writes checks any more?

I do.

• The lawn guy
  
• Truck shows up with some supplies. C.O.D.
  
• Some home repairs, appliance repairs, roofing company
  
• Somebody comes in to my small (mom & pop) business to do a few hours work. Not an employee on payroll.
  
• OK, payroll too, for my part-timers
  
• Monthly rent for the leased hangar
  
• A couple of the small maintenance shops at the airport -- radio repair, airframe & engine maintenance, etc.
  
• The guy who comes around in his van with special equipment to do the required check of the altitude reporting system
  
• The service that comes around to inspect and certify the fire suppression system in the hangar

Those are just off the top of my head. If I looked at the check register I could probably double the size of that list.