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How to get out of debt.

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https://sigforum.com/eve/forums/a/tpc/f/230601935/m/2860097254

January 30, 2019, 01:20 PM
straightshooter01
How to get out of debt.
I just had an article/advertisement show up in my yahoo news feed. The title of the "article" was

"How to get out of debt without getting a loan."

Well no shit Sherlock.
January 30, 2019, 02:59 PM
PHPaul
Right up there with "How to lose weight."

"Eat less, exercise more." Um...duh?




Be careful when following the masses. Sometimes the M is silent.
January 30, 2019, 03:34 PM
BigJoe
quote:
Originally posted by PHPaul:
Right up there with "How to lose weight."

"Eat less, exercise more." Um...duh?

LOL.....I always tell people "Eat right, exercise more"


...You, higher mammal. Can you read?
....There's nothing sexier than a well worn, functional Sig!
January 30, 2019, 04:11 PM
.38supersig
How about not buying all the extra crap no one needs to begin with?




March 23, 2019, 10:36 AM
selogic
There are tons of ads about " How to pay off your mortgage early " . It's just a pitch for a refinance .
March 23, 2019, 10:49 AM
Lord Vaalic
Make more money. Spend less. Pay off shit.




Don't weep for the stupid, or you will be crying all day
March 23, 2019, 11:00 AM
V-Tail
quote:
Originally posted by selogic:
There are tons of ads about " How to pay off your mortgage early " . It's just a pitch for a refinance .
We paid our mortgage off early. I divided the monthly payment by four, rounded it up to a nice even number, and sent that to the bank each week. Whenever I had a little extra cash, I sent another check.

We cleared the mortgage about a year ago. It feels good!



הרחפת שלי מלאה בצלופחים
March 23, 2019, 11:15 AM
newtoSig765
quote:
Originally posted by straightshooter01:
"How to get out of debt without getting a loan."

Well no shit Sherlock.

Borrowing to pay bills is just trading one debt for another debt, I think is his point.


--------------------------
Every normal man must be tempted, at times, to spit on his hands, hoist the black flag, and begin slitting throats.
-- H L Mencken

I always prefer reality when I can figure out what it is.
-- JALLEN 10/18/18
March 23, 2019, 12:11 PM
Jimbo54
quote:
Originally posted by V-Tail:
quote:
Originally posted by selogic:
There are tons of ads about " How to pay off your mortgage early " . It's just a pitch for a refinance .
We paid our mortgage off early. I divided the monthly payment by four, rounded it up to a nice even number, and sent that to the bank each week. Whenever I had a little extra cash, I sent another check.

We cleared the mortgage about a year ago. It feels good!


Writing and sending that last house payment is one of the best feelings in life. We did it 15 years ago and retired debt free and pay cash for everything. It isn't easy, but is doable if you set your mind to it.

Jim


________________________

"If you can't be a good example, then you'll have to be a horrible warning" -Catherine Aird
March 23, 2019, 01:59 PM
Anush
How to Pay Off a Home!
1) Don't get Married
2) If you get married don't divorce
3) If you get divorced, don't remarry
4) if you remarry, don't do it again
5) or again!

I have bought 3 houses for 3 ex-wives!


__________________________________________________

If you can't dazzle them with brilliance, baffle them with bullshit!

Sigs Owned - A Bunch
March 23, 2019, 03:20 PM
.38supersig
quote:
Originally posted by Jimbo54:

Writing and sending that last house payment is one of the best feelings in life.
Jim


^^ This! ^^

Feels great at any age.

You'll forget all of the extra jobs / projects / overtime that went on beforehand.




March 24, 2019, 10:04 AM
selogic
Paid off our mortgage this month . Awesome feeling . Now if I can pay off the truck we'll be debt free .
March 24, 2019, 09:31 PM
AZSigs
quote:
Originally posted by V-Tail:
quote:
Originally posted by selogic:
There are tons of ads about " How to pay off your mortgage early " . It's just a pitch for a refinance .
We paid our mortgage off early. I divided the monthly payment by four, rounded it up to a nice even number, and sent that to the bank each week. Whenever I had a little extra cash, I sent another check.

We cleared the mortgage about a year ago. It feels good!

One of the best ways to do it.




Getting shot is no achievement. Hitting your enemy is. NRA Endowment Member . NRA instructor
March 24, 2019, 09:35 PM
AZSigs
quote:
Originally posted by straightshooter01:
I just had an article/advertisement show up in my yahoo news feed. The title of the "article" was

"How to get out of debt without getting a loan."

Well no shit Sherlock.

While I don't know the context of that article it probably is the same advice Dave Ramsey gives. Structure your debt differently than you do now. Commonsense approach many people don't think of.




Getting shot is no achievement. Hitting your enemy is. NRA Endowment Member . NRA instructor
March 25, 2019, 02:56 AM
CD228
quote:
Originally posted by Anush:
How to Pay Off a Home!
1) Don't get Married
2) If you get married don't divorce
3) If you get divorced, don't remarry
4) if you remarry, don't do it again
5) or again!

I have bought 3 houses for 3 ex-wives!

Much wisdom in that post.
March 25, 2019, 02:50 PM
mark123
quote:
Originally posted by PHPaul:
Right up there with "How to lose weight."

"Eat less, exercise more." Um...duh?

March 25, 2019, 04:22 PM
YooperSigs
I get the same ads as everyone else but what I find most enticing is all the hot chix that want to do me.
The gals must have gotten wind that I bought the weenie enlargement pills I was offered.


End of Earth: 2 Miles
Upper Peninsula: 4 Miles
March 26, 2019, 07:08 AM
dgshooter
quote:
Originally posted by Anush:
How to Pay Off a Home!
1) Don't get Married
2) If you get married don't divorce
3) If you get divorced, don't remarry
4) if you remarry, don't do it again
5) or again!

I have bought 3 houses for 3 ex-wives!


You need a better lawyer!
March 27, 2019, 01:16 PM
Pale Horse
Buy less than you can afford. If you can pay the monthly payments on a 400k house, buy a 300k house. If you can afford a new 40k truck every 5 years, buy a 30k truck every 10.

I’m not rich, but I got three paid off vehicles, a nice savings and zero debt other than the mortgage.




“Everybody wants a Sig in the sheets but a Glock on the streets.” -bionic218 04-02-2014
March 28, 2019, 11:33 AM
erj_pilot
In the manner of Sam Kinison (may he R.I.P.)...

LIVE WITHIN YOUR MEANS!!!!



"If you’re a leader, you lead the way. Not just on the easy ones; you take the tough ones too…” – MAJ Richard D. Winters (1918-2011), E Company, 2nd Battalion, 506th Parachute Infantry Regiment, 101st Airborne

"Woe to those who call evil good, and good evil... Therefore, as tongues of fire lick up straw and as dry grass sinks down in the flames, so their roots will decay and their flowers blow away like dust; for they have rejected the law of the Lord Almighty and spurned the word of the Holy One of Israel." - Isaiah 5:20,24