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"The Universe knows when you have a dollar." Login/Join 
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Picture of vthoky
posted
That's exactly the statement one of my best friends laid out for me several years ago. It's like a universal truth or something.

Last month I cut the cord. I handed in my cable gear, cut the entire package out, and set myself up for a savings of roughly $100 a month. "Woohoo!" A positive step in my finances. A bit of a relief, honestly.

Yesterday's mail brought the annual mortgage rate evaluation notice (I'm on an adjustable -- it's a long story). My rate, as of the October payment, is going up by a full percentage point. What that translates to in "real numbers" is roughly $85 more in mortgage interest each month.

CRAP!! Mad There goes most of the savings I took a little pride in creating.

I feel like Mr. Parker as the neighbor's dogs raid the kitchen: (Link)



Support our troops, and our veterans.
Go Hokies!
New favorite quote from the golf course: "It's not the club, son."
 
Posts: 8201 | Location: Hokie Nation! | Registered: July 15, 2007Reply With QuoteReport This Post
That's just the
Flomax talking
Picture of GaryBF
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I know the feeling. There is still another $15 to be claimed.
 
Posts: 11202 | Location: St. Louis, Missouri | Registered: February 04, 2008Reply With QuoteReport This Post
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Picture of vthoky
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Sshhh!! Eek



Support our troops, and our veterans.
Go Hokies!
New favorite quote from the golf course: "It's not the club, son."
 
Posts: 8201 | Location: Hokie Nation! | Registered: July 15, 2007Reply With QuoteReport This Post
Three Generations
of Service
Picture of PHPaul
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So, SO true.

I made a deposit this morning that returned my "emergency fund" to 90% of the target amount.

I took my truck in for an inspection sticker this afternoon and it needs two tires and brakes on all four corners.

Shit.




Be careful when following the masses. Sometimes the M is silent.
 
Posts: 10887 | Location: Downeast Maine | Registered: March 10, 2010Reply With QuoteReport This Post
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You're looking at it all wrong. If you hadn't cut the cable you'd be paying the increased mortgage payment and the cable bill. Now you're using the money you save from cutting cable to cover the added expense from the mortgage increase. So at the end of the day you're + $15 dollars instead of being down $185 dollars.
 
Posts: 949 | Location: USA | Registered: December 11, 2005Reply With QuoteReport This Post
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In my case Palmetto State Armory know when I have extra money.
 
Posts: 1665 | Location: El Paso, Texas | Registered: January 05, 2009Reply With QuoteReport This Post
Drill Here, Drill Now
Picture of tatortodd
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The TV show Becker had an interesting theory about life being like a rubber band.
quote:
Imagine a big rubber band. Anyway, see, with every so-called lucky thing, the rubber band gets stretched a little bit more.

No traffic, good parking space, my wallet was returned, my worst patient left town, the best experience in the post office I've ever had. That anyone's ever had. And then: Thwack! A letter from the IRS.

I'm not making this stuff up, you know. It's been happening throughout history.

Yeah, beautiful cruise ship, iceberg.

Cinderella finally meets the prince, she loses her slipper.



Ego is the anesthesia that deadens the pain of stupidity

DISCLAIMER: These are the author's own personal views and do not represent the views of the author's employer.
 
Posts: 16407 | Location: N. Houston, TX | Registered: November 14, 2005Reply With QuoteReport This Post
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Picture of vthoky
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quote:
Originally posted by calugo:
So at the end of the day you're + $15 dollars instead of being down $185 dollars.


Suppose I can "even things out" by spending the "extra" $15 on ammo? Razz



Support our troops, and our veterans.
Go Hokies!
New favorite quote from the golf course: "It's not the club, son."
 
Posts: 8201 | Location: Hokie Nation! | Registered: July 15, 2007Reply With QuoteReport This Post
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Picture of Fusternc
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Thats exactly what I find to be true as well. Every time....
 
Posts: 1151 | Location: New Hampshire | Registered: December 05, 1999Reply With QuoteReport This Post
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For the past 3 years I've been saving for a new Roof, Furnace, and Air conditioner. Then 3 months ago I had an episode of Tachycardia that had my heart rate ranging between 150 and 175 for nearly a full hour. Turns out that the Heart Murmur that kept me out of the Marine Platoon Leader program back in 1976 has now turned into a Mitral Valve that looks like an Octapus, something it shouldn't look like.

Means I am looking at open heart surgery to replace that valve. BTW, minimally Invasive is only done to those old enough to only have 3-5 years of life left or the very infirm. Since I'm only 63 and took the dog out for 4 miles this AM I just don't qualify for an easy fix, for me it's a full blown surgical repair or replacement.

So, all those savings are now going to be used up with copays and 3 months of no income while I am laid up in recovery. Needless to say I cannot disagree with the title for this thread, not one little bit of it.


I've stopped counting.
 
Posts: 4151 | Location: Michigan | Registered: November 07, 2008Reply With QuoteReport This Post
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Picture of alinc100
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I feel your pain. Was pleased to see the cell phone bill dropped by $30 due to a phone coming off lease/buy, Auto ins dropped by $50/month also. Cable bill went up by $30,mortgage/escrow went up by $48 Frown


______________________________________________________
I'd rather be armed and unharmed than unarmed and harmed.
 
Posts: 321 | Location: SE Michigan | Registered: April 11, 2015Reply With QuoteReport This Post
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Yes. I needed some car work done to pass Virginia state inspection, I feared it would be $800 to 1K. Only $150. The SAME day my wife found a slow leak in a bathroom, $700 to repair it...
 
Posts: 2442 | Location: Alexandria, VA | Registered: March 07, 2011Reply With QuoteReport This Post
Three Generations
of Service
Picture of PHPaul
posted Hide Post
And the hits keep on coming!

Truck needed $1000 worth of work/parts (already covered).

Had the furnace cleaned, found that IT needs work, price to be determined if I can ever get the guy to come back. I'd be surprised if it doesn't ruin $500.

Plumber just left, my pressure tank is dying. New tank/switch/check-valve etc, plus labor. Again $500 is a good ballpark figure.

Oh, and it appears that my phone has taken a dump too. When I call out, it rings the phone on the other and and appears to connect, but no audio. Gonna run it by the AT&T store and see if the resident geek can find a setting or something, but I'm betting on a new phone.




Be careful when following the masses. Sometimes the M is silent.
 
Posts: 10887 | Location: Downeast Maine | Registered: March 10, 2010Reply With QuoteReport This Post
Thank you
Very little
Picture of HRK
posted Hide Post
quote:
Cinderella finally meets the prince, she loses her slipper.


I heard she flopped her dripper.....

Yep that's the way it works, we finally get a bit back one year in taxes and poof, new ac unit is needed.

You could look at it as we lucked out getting the return to cover the costs, however, it could have been a trip to Tahiti, or a new motorcycle, pay off debt, any number of things, even deposited in savings but noooooooooo!

C'est la vie



"My rule of life prescribed as an absolutely sacred rite smoking cigars and also the drinking of alcohol before, after and if need be during all meals and in the intervals between them." Winston Churchill
 
Posts: 12388 | Location: FL | Registered: November 07, 2008Reply With QuoteReport This Post
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