I'm a Florida resident that has my CCW permit and I'm thinking about getting insurance (USCCA, CCW Safe, US LawShield or anything else). What are you're thoughts?
|We Only Kneel |
to Almighty God
This works for me.
|I grew up reading Sigforum|
I asked the same question a while ago and was referred to some existing discussions (very helpful).
This has relatively recent comparisons:
Me Too. You get a card with instructions and a number to call and they get a local attorney for you. Good value IMHO
|quarter MOA visionary|
Long time Texas Law Shield member here.
I trust it is a great program and hope never to have to find out.
USCCA here too
|I Deal In Lead|
Self Insured here and will continue with that.
|Just because you can, |
doesn't mean you should
This article gives a pretty good side by side comparison between CCW Safe and USCCA. I don't know if the writer has a bias but it seems pretty even handed.
Avoid buying ChiCom/CCP products whenever possible.
|Little ray |
Read the policy. The actual policy. Make sure you understand what you are actually getting and what is covered.
I know insurance policies are boring, and can be hard to read, but you can't evaluate it unless you read it.
The fish is mute, expressionless. The fish doesn't think because the fish knows everything.
There is some debate as to whether or not one service is also growing into a strong lobbying-arm representing our rights and the rights of its members ... while the other focuses more strictly upon the legal aspects after a shooting has occurred.
Which one is which is for others to decide but price is not always the key indicator.
I would look closely (which I did when I joined) at which service provides access to the absolute best pro-gun lawyers in your state (not your city or county or general area mind-you, but your entire state) and then I would make some calls to those law offices and ask about what said insurance promises to cover and what they actually will cover should the need arise.
Some of the answers may shock you. Others might serve to enlighten. It's fairly telling what some lawyers are willing to share when it comes to phone conversations and/or sit-down conversations. Some might tell you one thing, others something else.
We've had two well-known uses of a concealed weapon to prevent/fight back against a crime being perpetrated in this state ... both were defended by one of the services mentioned above (I believe strictly for promotional purposes at the time) and both were very successful. One happened in a barber shop and was caught on video, the other happened in an apartment complex during a forced entry and attempted rape and robbery. One is now being touted in commercials for one of the services above.
Problem is ... neither of the two cases were ever seriously in doubt and neither had issues with the local DA as to whether or not they were good shootings.
It's the ones that are not so clear cut that matter the most.
In a nation where anything goes ... everything eventually will.
USCCA is a really great organization and My Wife and I are glad we joined.
U.S. Army Distinguished Pistol (2015)
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